Planning for Financial Wellness

Financial Planning

Building a financial plan is similar to solving a jigsaw puzzle. There are several different pieces. Each one is a distinctive shape and size, but all are equally important in the overall solution. All of the pieces fit in a specific place and, when correctly positioned, reveal a complete picture. In the case of your […]

2022 Financial Planning Updates

Charleston Financial Services

I hope that you are sticking with your 2022 new year’s resolutions and making progress on your goals! Although we are already a month into the new year, I wanted to share a few planning updates for 2022: Contribution Limits IRA/Roth IRA Contribution Limits: remain unchanged at $6,000 and age 50 and above “catch-up” limits […]

TAX FREE MONEY FOR HEALTH CARE… Introducing the Health Savings Account

Clients seem to get a good laugh when I tell them that at least once a month my wife and I argue about not spending money in our Health Savings Account (HSA) account.  “Health Care…Isn’t that what this is for?”  Yes, just not right now.  Aside from a medical emergency (or global pandemic) if you […]

Why Financial Planning

Financial Planning

Partnering with a financial planning professional or advisor, is one of the most important financial decisions you will make. It will take some work but finding the right fit will help reduce your financial stress and increase your confidence. Consider the following when choosing who to partner with. Qualifications and credentials? According to the CFP […]

What is Long-Term Care?

Charleston Risk Management Services

When people consider the subject of long-term care, they often think about nursing homes. In fact long-term care has little to do with nursing homes.  Understanding the difference can help you protect your family and finances. Long-term care encompasses the care, services, and housing you will need when you live a long life. Think you […]

Planning for College

college planning

College planning is not a new concept for me; before my career in financial services, I spent 12 years working in Enrollment Management (admissions and financial aid) at Colleges and K-12 Independent schools.   My daughter is now a sophomore in high school and the college search is getting real… fast!  Since there are a lot […]